In marine insurance, as with all types of insurance, the presence of an insurable interest is essential. Identifying the holder of the insurable interest is crucial, particularly given the nature of cargo, which often transfers between multiple parties. Understanding Insurable Interest: Insurable interest refers to the stake an individual or entity has in a property […]
Insurable Interest in Marine Insurance Read More »
Yes, however you may not need a standalone commercial policy. Many home-based businesses can obtain appropriate coverage through personal insurance providers. By consulting with a knowledgeable broker, you can find insurance options that include home industry contents such as furniture, equipment, stock, sample books, swatches, hardware, and tools of the trade, often at little to
Do I need business insurance if I work from home? Read More »
We offer a tailored insurance solution ideal for individuals and businesses needing flexible, advantageous coverage, especially for costly or hard-to-insure risks such as manufacturing, marine imports & exports, medical malpractice, high excess policies, and risks like thatch that most insurers decline. Key Benefits:1. Tax Deductible: Contributions reduce taxable income.2. 7% Interest Earned: Earn 7% interest
A Tailored Insurance Solution for Unique Risks Read More »
In an era of technological advancement, even criminals are finding innovative ways to exploit modern conveniences. A concerning trend has emerged in the U.S. as criminals are now utilizing Bluetooth technology to assess the presence of valuable electronics within vehicles, allowing them to determine whether a potential break-in is worth their time. It would be
Criminals Exploit Bluetooth Technology to Target Electronics in Vehicles Read More »
Insurance companies in the industry have made changes to their policies regarding power surges caused by load shedding and grid failures. These changes will be effective from different dates, depending on the insurer, starting from June 2023. The changes are a response to a significant increase in power surge claims over the past few years.
Insurers Revise Policies: Changes in Coverage for Power Surges and Grid Failures Read More »
(June 2023) The insurance market has been turned upside down over the past 5 years. From COVID-19 to Riots, Floods, Fires, Supply Chain Issues and now add close to 50% increase in power surge claims to the mix… I felt it would be a good time to share some of the current points of contention
The Importance of Maintenance & Risk Management Read More »
Most of South Africa is now well aware of the growing concerns about a national Electrical Grid Failure which will put the country in a total blackout. Insurance companies have announced that losses that are a direct result of an Electrical Grid Failure are not going to form a covered event. This appears to be
Insurance Exclusion – National Electrical Grid Failure Read More »
If you’re planning on going solar in order to counter the effects of Load-Shedding, there are a few steps to consider in order to ensure that your insurance cover will stand and to avoid any issues at claims stage, should something go wrong. It is not uncommon for solar panels, lithium batteries and generators to
What to consider when going Solar Read More »
Few things brighten up a home like decorative lighting. If you’re planning on decking your halls this Christmas, here are some tips to keep you and your property safe… #Finesse #Christmas #Tips #HolidaySaftey #Insurance covered@finesseinsurance.co.za
Festive Season – Tip 1 – Christmas Lights Read More »
27 October 2022 ECONOMIC IMPACT OF DISASTERS The past two years has seen severe fires, looting and the KZN Floods (which has officially been recorded as the worst natural disaster in the history of South Africa). These disasters, in addition to the impacts of COVID-19 and other international events, have had a negative effect on
Increases expected in the wake of major claim & economic events Read More »
Wynberg, Southern Suburbs, Cape Town
Finesse Insurance Brokers provides quality service to clients who know the value of sound advice and the importance of protecting ones assets from loss.
