A Plant All Risks policy can be taken out to insure heavy machinery (or Plant) such as bulldozers, Bobcats and Forklifts to name a few.
These can be insured for limited risks or for All Risks, comprehensive cover. Such cover can be taken out for own use or hiring out equipment for short or long term leases as well as lease to purchase. The cover can include loading, whilst in transit and unloading between your own premises and your customers. This cover can also be taken on a declaration basis and if you have enough machinery, you can take out a blanket sum of cover.
Considering the value of what gets covered, this is a very cost effective and worthwhile policy to have or owners of Plant and Machinery.
For more information, or for quotes email us on www.finesseinsurance.co.za.
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